Dallas, Texas, Bankruptcy Attorney
Chapter 7 ∙ Chapter 13 ∙ Mortgage Foreclosure
Financial issues can be stressful and take a toll on your entire life and family. At my Dallas, Texas, law firm, clients turn to me, attorney Nancy E. Ridgway for guidance on whether or not bankruptcy is an option when facing financial worries. I do not always advocate filing for bankruptcy; it is not always in everyone's best interests. However, I review each case on an individual basis and recommend a course of action based upon your individual case and needs.
Below are some of the general areas of bankruptcy that I handle. For more information or to schedule a free initial consultation, contact me today.
Filing for Chapter 7 bankruptcy protection may allow you to eliminate most forms of unsecured debt, such as credit cards, medical bills, and personal loans. Chapter 7 is sometimes called a fresh start, as you are able to regain control of your financial situation. I can assess your case, complete a means test and determine if you qualify for Chapter 7 bankruptcy.
Chapter 13 bankruptcy is a debt repayment plan through which an individual may consolidate his or her debts over a three-to-five year period. The creditors cannot collect from the debtor during the term of the plan, thus stopping harassing phone calls and letters. These are usually debts that are considered unsecured and could include mortgages and car payments.
Foreclosures are becoming more and more common as the real estate market continues to remain unstable. I strive to help clients understand foreclosure and their options for preventing it, including loan negotiation, filing for Chapter 13 bankruptcy protection, refinancing and short sales.
Other Bankruptcy Matters
I can also represent your interests in a wide range of other bankruptcy-related issues, including:
- Wage garnishment
- Creditor harassment
- Repossession
- Debt collection
You do not have to face filing for bankruptcy and other financial issues alone. Contact me, Collin County lawyer Nancy E. Ridgway, for your free initial consultation.
Located in Dallas, Texas, near the LBJ Freeway, the law firm of Nancy E. Ridgway serves clients in Dallas and throughout the Dallas-Fort Worth (DFW) Metroplex area, including Allen, Arlington, Bedford, Carrollton, Cedar Hill, Coppell, Denton, Farmers Branch, Flower Mound, Fort Worth, Frisco, Garland, Grand Prairie, Irving, Lancaster, Lewisville, Mansfield, Mesquite, North Dallas, Plano, Richardson, Rowlett, University Park, Wylie, Collin County, Dallas County, Denton County and Tarrant County.Credit Cards Accepted ∙ Evening/Saturday Morning Hours by Appointment
Free Initial Consultation
Nancy E. Ridgway
9441 LBJ Freeway, Suite 106
Dallas, TX 75243-4629
Phone: 972-671-5000
Fax: 972-671-5100