Dallas Chapter 7 Bankruptcy Attorney
Consumer bankruptcy has many causes, including unexpected medical problems and loss of income due to employment issues. Many people seek credit card debt relief because they are paying more in credit card interest each month than the principal payment on the credit card. Such events can prevent people from getting back on their feet and from getting ahead.
I am Dallas, Texas, Chapter 7 bankruptcy lawyer Nancy E. Ridgway. Experienced in both sides of consumer bankruptcy (Chapter 7 and Chapter 13 bankruptcy), I have the ability to assimilate clients' information, understand it and give them a more thorough picture of what their alternatives are. If you are considering filing for personal bankruptcy, contact me for a free initial consultation to discuss whether Chapter 7 bankruptcy is right for you.
Chapter 7 may be the option for you, if:
- at the end of the month, after you pay for necessities (e.g., food and housing), you have no discretionary income remaining;
- you're not interested in retaining assets secured by deed or title (house, car);
- your intent is to discharge debt rather than to reorganize.
Today an individual must qualify to file Chapter 7. As part of your free consultation, I do a means test on you and review your financial documents to determine whether or not you qualify for Chapter 7. Bankruptcy is not always something I recommend. If I can find a way for somebody to stay out of bankruptcy, I do.
Many elderly people today are forced to go into a Chapter 7 when they have exhausted their insurance and their savings to pay for necessary medical care and they have nothing left. An ailing spouse may have passed away and left his or her partner with considerable medical debt and there may be no choice but to file bankruptcy.
If you just cannot get ahead and you have no discretionary income at the end of the month with which to pay back your creditors, visit with me to discuss your questions about Chapter 7 bankruptcy for individuals and businesses. Contact me today.
Located in Dallas, Texas, near the LBJ Freeway, the law firm of Nancy E. Ridgway serves clients in Dallas and throughout the Dallas-Fort Worth (DFW) Metroplex area, including Allen, Arlington, Bedford, Carrollton, Cedar Hill, Coppell, Denton, Farmers Branch, Flower Mound, Fort Worth, Frisco, Garland, Grand Prairie, Irving, Lancaster, Lewisville, Mansfield, Mesquite, North Dallas, Plano, Richardson, Rowlett, University Park, Wylie, Collin County, Dallas County, Denton County and Tarrant County.Credit Cards Accepted ∙ Evening/Saturday Morning Hours by Appointment
∙ Free initial Consultation
Nancy E. Ridgway
9441 LBJ Freeway, Suite 106
Dallas, TX 75243-4629
Phone: 972-671-5000
Fax: 972-671-5100